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Short Term Loan News

Category: Money Tips

MYJAR Explains: Guarantor Loans

When it comes to loan applications, it’s inevitable that certain individuals – due to a bad track record or low income – will not be approved. In some cases, the answer can be to get a friend or relative to help, not by lending you the money but by acting as a guarantor on your behalf. In this way, the lender offers a loan based on the ability of the guarantor to pay.

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MYJAR Explains: How Can I Boost my Credit Score?

Credit scoring is a process used by lenders to assess whether to lend to you. The criteria differ from lender to lender and there is no universal credit scoring process. Credit reference agencies generate credit ratings, but lenders use these as only part of their decision when choosing who to lend to.

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Money Tips: How to Make a Budget Plan... and STICK to it

When money’s a bit tight sometimes things seem to be get worse instead of getting better.

It’s easy to struggle on hoping that things will improve on their own, however taking positive steps like putting a budget together and sticking to it can be easier than you think.

Check out our budget plan tips to help get you off on the right foot.

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MYJAR Explains: Universal Credit & Changes to Benefits Payments

The way that benefits are paid is being changed. For some, this means that the date payments are received will change. For others, the amount might change, for some people, both things will be true.

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Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk