Fill in the application and enter the PIN we have sent you by SMS.
Log into your account, send us a text to 82777 (LOAN REQUEST PIN) or call 020 3006 2000.
We’ll send the money you need to your bank account within 15 minutes.
18 days later we debit your account taking payments using a Continuous Payment Authority.
We keep our costs really simple and we like to talk in figures not percentages so for every £100 you borrow you pay back £120, 18 days later.
Be sure to have enough money in your account on the repayment date since a reminder fee of £25 is applied on day 20 and day 30 if we are unable to collect our money.
Interest of 1.11% is added daily until we receive the funds but this is capped at day 60.
For more details visit our FAQs.
If you are happy with our service you can refer your friends here
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Annual interest 406% (variable)
Representative 3943% APR
You don't have to wait until the repayment date, here's how to pay now or anytime:
If you want to change your registered debit card:
Once you have successfully applied you don't have to fill out the application form again when you want another loan.
After you have borrowed from us we will continue to assess your credit limit.
This determines the amount that you can borrow from us.
There are lots of factors that affect this including how often you borrow and when you pay us back.
Just log in to your account to see the loan amounts available to you in your Jar.
We want to take a moment to explain our Representative APR and demonstrate why you don’t actually get charged this big %.
The Annual Percentage Rate is a way of showing the cost to borrow money over a full year. However, the problem is that all types of lender have to display the APR in the same way, although lending products vary widely.
With MYJAR, we only lend for 18 days and it is just not possible to borrow for a whole year. Even if you are late in paying, we stop charging interest 60 days after you take the loan and we never charge interest on top of interest.
When you borrow from us we make it clear at the outset what the cost is - £20 for a £100 loan over 18 days which is the equivalent of just over 1% per day. That’s it – that’s the simple deal.
When looking for a short term loan, these are the most important things to be aware of:
This is the agreement between you and us and sets out the main terms and conditions.
The Standard European Consumer Credit Information is a simple way for you to compare our loans to others.
Here we explain the Terms & Conditions for our website. Take a moment to read.