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About MYJAR

Who we are

MYJAR is a new kind of financial services company, designed for today’s customers. We help people manage their finances by lending small amounts responsibly.

Borrow Today

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We are responsible

No rollovers

Affordability checks

Transparent charges

 

Representative +
3943% APR
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Representative Example

Borrowing £100
Days 18
Interest £20
Total £120

Annual interest 406% (variable)
Representative 3943% APR

APR Explained  

At MYJAR we only lend you money if you have a predictable and regular source of income, and will never encourage you to borrow more than you can afford to repay.

We will always carry out thorough checks including with a credit agency to support our responsible lending decisions.

If it’s the first time you’re borrowing with us we lend you a maximum £100 cash loan and we won't offer you a rollover; we’ll make sure you pay off your first loan before we lend you any more.

If you don’t pay your loan on time you’ll need to pay additional charges but we freeze the interest on day 60 so the amount does not continue to build up. Further costs might be added if debt collectors have to act on our behalf.

We are fair

No hidden charges

We’re clear and transparent. We don’t have any hidden charges and here’s the proof - take a moment to read about our fees and charges.

No nasty surprises

We tell you exactly how much it’ll cost to borrow from us before you do.  We tell you upfront how repayments are collected and how to avoid possible late fees.

No empty promises

If you have financial problems you can get good independent guidance from the two major free debt advice charities that we fund – StepChange Debt Charity and Christians Against Poverty.

Complete an on-line application form just once.

First of all we lend you £100 and you pay back £120, 18 days later.

As we get to know returning customers better we will lend up to £500.

You always have 18 days to pay us back before additional charges will apply.

We have straightforward capped charges.

Our loans are simple

How to borrow more than £100 

Our fees and charges 

Representative +
3943% APR
×

Representative Example

Borrowing £100
Days 18
Interest £20
Total £120

Annual interest 406% (variable)
Representative 3943% APR

APR Explained  

We are there

We are meeting customer needs in a responsive, responsible and fast way.

 

We’re only a text, a click or a call away and we’re open every day of the week. You choose how you want to connect with us.

Contact us now 

Request your loan through your online account, by phone or by text any time of day, any day of the week.

We’ll send you a text and email when your repayment date approaches so there is no need to worry about forgetting to pay on time.

Customer charter 

Testimonials

So straight forward to use and friendly advisors on hand.

Natasha from Greater London

Everybody who borrows from us is asked to leave a comment, and here's that real, honest feedback from our customers - and not just the positive bits! We read all the messages we get and use them to make our service better.

More testimonials  

Essential Information

MYJAR.com is the trading name of TxtLoan Limited. 

TxtLoan Limited is a company incorporated in England and Wales. Registered Number: 6569316. 

Registered Office: Acre House, 11 - 15 William Road, London, NW1 3ER. 

 TxtLoan Limited trading as MYJAR is authorised and regulated by the Financial Conduct Authority – interim permission number 618997. We are also registered under the Money Laundering Regulations 2007.

We are registered with the Information Commissioner’s Office and our Data Protection registration number is Z1414219.