Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk

A flexible loan

Repay monthly on your pay date
Repay early and save money


Longer loans
Larger amounts
Lower rates

Find out more

Show example

You can borrow UP TO £[[product.limits.upper_limit]]
Rate [[product.interest]]% per day

You can borrow UP TO £[[product.limits.upper_limit]]
Rate [[product.interest]]% per day


BORROW: £300 FOR 90 DAYS INTEREST: £144.06 TOTAL TO REPAY: £444.06
Repay in 3 instalments of £148.02 each. Annual interest 274% (variable). Representative 1081% APR

"No nonsense, transparent lending."


4 simple steps to borrow with MYJAR.

1 Apply for a loan

Click APPLY to start application. Once completed we will present you with your personalised loan options.

2 Complete
application form

Keep the PIN handy we send you by text. At the end of the application form you will need to enter this.

3 Your payment

Choose the loan term and amount that suits you best and click BORROW.

4 Your loan is being

Once your loan is requested we'll send the money to your bank account within 15 minutes.

For more details click here  |  FAQ  |  Back to the top

Welcome to myjar

We've been in business since 2009 and issued over 2 million loans.

At MYJAR we have always worked a little differently to other short-term loan providers. We have never given rollovers and always offer support when our customers tell us they need a helping hand.

We help people manage their finances by lending small amounts. Customers who borrow responsibly become eligible for longer loans and better rates.

Small simple loans

We're flexible: Pay us back when it best suits you

We're responsible: We will always carry out affordability checks

We're fair: There are no hidden charges

We're there: You can get in touch 7 days a week

For more details click here  |  FAQ  |  Back to the top

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Is an instalment loan an alternative to a payday loan?

Historically people have used payday loans to cover small cash needs while waiting for their pay to come in. The payday lenders are moving towards offering longer-term instalment loans, typically up to 12 months or more. We examine whether instalment loans are an alternative to payday loans.

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