We keep it simple with easy to understand loans. Borrow £100, pay back £120, 18 days later.

Borrow £100

We'll send you a PIN code by text message. You will need this to finish your application.

Warning: Late repayment can cause you serious money problems.
For help, go to moneyadviceservice.org.uk.

Representative +
3943% APR

Representative Example

Borrowing £100
Days 18
Interest £20
Total £120

Annual interest 406% (variable)
Representative 3943% APR

APR Explained  

Borrow up to £500 later  

Very helpful and everything is straight forward and dates to repay and amount are set out clearly.

Jane from Surrey

Back to the top

small simple loans


Welcome to MYJAR

Over 1 million loans issued since 2009

At MYJAR (formerly TxtLoan) we work a little differently to other financial service companies. We are committed to providing responsible short term cash loans to reliable borrowers.

We get to know you before we offer you anything more than a £100 cash loan but eligible customers can borrow up to £500. And to help you stay in control we don't do rollovers - never have and never will.


Money jar

Apply Today  
Learn more in our FAQs  

  • We're responsible: We only lend up to £500 cash and we never do rollovers.

  • We're fair: There are no hidden charges.

  • We keep things simple: Borrow £100, pay back £120, 18 days later.

  • We're there: You can get in touch 7 days a week. 

Why choose MYJAR?  

So straight forward to use and friendly advisors on hand.

Natasha from Greater London

Back to the top

Easy to use system, helpful reminders come time for repayment.

Christopher from Greater London

Back to the top

Getting out and about with MYJAR

We all like to try and get more for less so why not think about the travel deals that will help you to make your money go just a little bit further, literally! There are plenty of ticket deals that, with a small bit of planning, can save you pounds.

Read On  

The MYJAR Photo Exhibition

The trusty jar; there when you need it most. There are so many ways these little jars can help.  That's why we set you the challenge of showing us your handy little jars from around the home; and what a response we had!

Read On  

Overdraft charges up again

The spotlight has been on the charges made by payday lenders for some time and I have no problem with that. Here at MYJAR, we have always believed that our customers should get a simple straightforward product at a fair price. And that’s what we offer – no small print and no hidden charges.

Read On  

More News & Views  

Money jar with light bulbs