Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk

A flexible loan

Repay monthly on your pay date
Repay early and save money


Longer loans
Larger amounts
Lower rates

Find out more

Show example

You can borrow UP TO £[[product.limits.upper_limit]]
Rate [[product.interest]]% per day

You can borrow UP TO £[[product.limits.upper_limit]]
Rate [[product.interest]]% per day


BORROW: £300 FOR 90 DAYS INTEREST: £144.06 TOTAL TO REPAY: £444.06
Repay in 3 instalments of £148.02 each. Annual interest 274% (variable). Representative 1081% APR

"No nonsense, transparent lending."


4 simple steps to borrow with MYJAR.

1 Apply for a loan

Click APPLY to start application. Once completed we will present you with your personalised loan options.

2 Complete
application form

Keep the PIN handy we send you by text. At the end of the application form you will need to enter this.

3 Your payment

Choose the loan term and amount that suits you best and click BORROW.

4 Your loan is being

Once your loan is requested we'll send the money to your bank account within 15 minutes.

For more details click here  |  FAQ  |  Back to the top

Welcome to myjar

We've been in business since 2009 and issued over 2 million loans.

At MYJAR we have always worked a little differently to other short-term loan providers. We have never given rollovers and always offer support when our customers tell us they need a helping hand.

We help people manage their finances by lending small amounts. Customers who borrow responsibly become eligible for longer loans and better rates.

Small simple loans

We're flexible: Pay us back when it best suits you

We're responsible: We will always carry out affordability checks

We're fair: There are no hidden charges

We're there: You can get in touch 7 days a week

For more details click here  |  FAQ  |  Back to the top

Back to the top

Is an instalment loan an alternative to a traditional payday loan?

Historically people have used traditional payday loans to cover small cash needs while waiting for their pay to come in. The payday lenders are moving towards offering longer-term loans, typically up to 12 months, which are repaid in monthly instalments. We examine whether instalment loans are an alternative to payday loans.

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